What is Critical Illness Insurance?

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Choosing a health insurance plan can be complicated. Here are a few things before you compare plans can make it simpler.

• There are 4 metal categories: These health insurance plan categories – Bronze, Silver, Gold, and Platinum. These categories show you how you and your plan share costs.
  
• Plan and network types — There are various plan and network types from which to choose. They are HMO, PPO, POS, and EPO: Some plan types allow you to use almost any doctor or health care facility, while others limit your choices or charge you more if you use providers outside their network. We can help you understand the difference.