What Our Customers Are Saying

Hear from customers like you.

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Very helpful in saving us over $30 per month in plan G premium. Would recommend using them.



Susan W., Tacoma, WA

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I am so grateful for their guidance for my Medicare supplement plan. It has been so easy. They know the business and helped me pick the perfect plan for me. I couldn't imagine navigating that without their expertise.



Mike M, Kirkland, WA

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Very nice agent and informative information. They helped me change my medicare supplement. The process couldn't have been easier. Five stars!



Miles D, Lake Forest Park, WA

Testimonial

Very knowledgeable and was a great help to me as I recently had to navigate the Medicare supplement process. He made it effortless less for me and I’m truly grateful for his expertise and excellent customer service.



Ida Warner, Seattle, WA

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Compare Medicare Supplement plans side-by-side

The chart below shows basic information about the different benefits Medigap policies cover.

Crossed Out = the policy doesn't cover that benefit
% = the plan covers that percentage of this benefit
N/A = not applicable

Plan A
  • Part A coinsurance and hospital costs up to an additional 365 days after Medicare benefits are used up
  • Part B coinsurance or copayment
  • Blood (first 3 pints)
  • Part A hospice care coinsurance or copayment
  • Skilled nursing facility care coinsurance
  • Part A deductible
  • Part B deductible
  • Part B Excess charge
  • Foreign travel exchange (up to plan limits)
  • Out-of-pocket limit**: N/A
Plan B
  • Part A coinsurance and hospital costs up to an additional 365 days after Medicare benefits are used up
  • Part B coinsurance or copayment
  • Blood (first 3 pints)
  • Part A hospice care coinsurance or copayment
  • Skilled nursing facility care coinsurance
  • Part A deductible
  • Part B deductible
  • Part B Excess charge
  • Foreign travel exchange (up to plan limits)
  • Out-of-pocket limit**: N/A
Plan C
  • Part A coinsurance and hospital costs up to an additional 365 days after Medicare benefits are used up
  • Part B coinsurance or copayment
  • Blood (first 3 pints)
  • Part A hospice care coinsurance or copayment
  • Skilled nursing facility care coinsurance
  • Part A deductible
  • Part B deductible
  • Part B Excess charge
  • Foreign travel exchange (up to plan limits): 80%
  • Out-of-pocket limit**: N/A
Plan D
  • Part A coinsurance and hospital costs up to an additional 365 days after Medicare benefits are used up
  • Part B coinsurance or copayment
  • Blood (first 3 pints)
  • Part A hospice care coinsurance or copayment
  • Skilled nursing facility care coinsurance
  • Part A deductible
  • Part B deductible
  • Part B Excess charge
  • Foreign travel exchange (up to plan limits): 80%
  • Out-of-pocket limit**: N/A
Plan F*
  • Part A coinsurance and hospital costs up to an additional 365 days after Medicare benefits are used up
  • Part B coinsurance or copayment
  • Blood (first 3 pints)
  • Part A hospice care coinsurance or copayment
  • Skilled nursing facility care coinsurance
  • Part A deductible
  • Part B deductible
  • Part B Excess charge
  • Foreign travel exchange (up to plan limits): 80%
  • Out-of-pocket limit: $2,870
Plan G*
  • Part A coinsurance and hospital costs up to an additional 365 days after Medicare benefits are used up
  • Part B coinsurance or copayment
  • Blood (first 3 pints)
  • Part A hospice care coinsurance or copayment
  • Skilled nursing facility care coinsurance
  • Part A deductible
  • Part B deductible
  • Part B Excess charge
  • Foreign travel exchange (up to plan limits): 80%
  • Out-of-pocket limit: $2,870
Plan K
  • Part A coinsurance and hospital costs up to an additional 365 days after Medicare benefits are used up
  • Part B coinsurance or copayment: 50%
  • Blood (first 3 pints): 50%
  • Part A hospice care coinsurance or copayment: 50%
  • Skilled nursing facility care coinsurance: 50%
  • Part A deductible: 50%
  • Part B deductible
  • Part B Excess charge
  • Foreign travel exchange (up to plan limits)
  • Out-of-pocket limit**: $7,220 in 2025
Plan L
  • Part A coinsurance and hospital costs up to an additional 365 days after Medicare benefits are used up
  • Part B coinsurance or copayment: 75%
  • Blood (first 3 pints): 75%
  • Part A hospice care coinsurance or copayment: 75%
  • Skilled nursing facility care coinsurance: 75%
  • Part A deductible: 75%
  • Part B deductible
  • Part B Excess charge
  • Foreign travel exchange (up to plan limits)
  • Out-of-pocket limit**: $3,610 in 2025
Plan M
  • Part A coinsurance and hospital costs up to an additional 365 days after Medicare benefits are used up
  • Part B coinsurance or copayment
  • Blood (first 3 pints)
  • Part A hospice care coinsurance or copayment
  • Skilled nursing facility care coinsurance
  • Part A deductible: 50%
  • Part B deductible
  • Part B Excess charge
  • Foreign travel exchange (up to plan limits): 80%
  • Out-of-pocket limit**: N/A
Plan N
  • Part A coinsurance and hospital costs up to an additional 365 days after Medicare benefits are used up
  • Part B coinsurance or copayment ***
  • Blood (first 3 pints)
  • Part A hospice care coinsurance or copayment ***
  • Skilled nursing facility care coinsurance
  • Part A deductible
  • Part B deductible
  • Part B Excess charge
  • Foreign travel exchange (up to plan limits): 80%
  • Out-of-pocket limit**: N/A

* Plans F and G also offer a high-deductible plan in some states. With this option, you must pay for Medicare-covered costs (coinsurance, copayments, and deductibles) up to the deductible amount of $2,870 starting in 2025 before your policy pays anything. (Plans C and F aren't available to people who were newly eligible for Medicare on or after January 1, 2020, or were eligible for Medicare before January 1, 2020, but not yet enrolled.)

** For Plans K and L, after you meet your out-of-pocket yearly limit and your yearly Part B deductible, the Medigap plan pays 100% of covered services for the rest of the calendar year.

*** Plan N pays 100% of the Part B coinsurance, except for a copayment of up to $20 for some office visits and up to a $50 copayment for emergency room visits that don't result in inpatient admission.

 

Source: www.medicare.gov

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